Khata Certificate and Extract: What Karnataka Buyers Must Know
Complete guide to Khata certificates in Karnataka — A Khata vs B Khata, how to apply, verify, and why it matters for Bangalore property buyers.
title: "Khata Certificate and Extract: What Karnataka Buyers Must Know" tag: "Due Diligence" category: "Due Diligence" description: "Complete guide to Khata certificates in Karnataka — A Khata vs B Khata, how to apply, verify, and why it matters for Bangalore property buyers." readTime: "10 min" views: "3.8K" publishedAt: "2025-07-28" primaryKeyword: "khata certificate karnataka" secondaryKeywords:
- "a khata vs b khata"
- "khata verification bangalore"
- "khata extract karnataka"
What Is a Khata?
Khata is a revenue document maintained by BBMP (Bruhat Bengaluru Mahanagara Palike) or the relevant municipal body in Karnataka. It records property ownership for the purpose of property tax assessment and collection.
Khata is not a title document. It does not prove ownership — it only records who is paying property tax.
A Khata vs B Khata
| Feature | A Khata | B Khata |
|---|---|---|
| Definition | Property in BBMP-approved layout/plan | Property not conforming to BBMP plans |
| Building permit | Can obtain | Cannot obtain |
| Bank loan | Available | Very difficult |
| Property tax | Regular assessment | Separate assessment |
| Trade licence | Available | Not available |
| Resale value | Higher | Lower |
| Legal risk | Lower | Higher |
How to Obtain Khata
A Khata Application
- Apply at the BBMP Zonal Office for your property
- Submit: Sale deed, previous owner's khata, tax paid receipts, EC, approved plan
- BBMP verifies and issues A Khata certificate and extract
- Timeline: 30-60 days
B Khata to A Khata Conversion
Possible only if the property can be regularised:
- Apply for plan regularisation under applicable BBMP scheme
- Pay regularisation fee and penalty
- Once approved, apply for A Khata transfer
Note: Not all B Khata properties can be converted. Properties on government land, lake beds, or unauthorised zones cannot be regularised.
Khata Certificate vs Khata Extract
| Document | Purpose |
|---|---|
| Khata Certificate | Confirms property is in municipal records under owner's name |
| Khata Extract | Detailed information — property area, zone, ward, tax assessment |
Red Flags to Watch For
- B Khata property sold as A Khata — verify at BBMP before buying
- No khata at all — property may not be in municipal records (illegal construction)
- Khata in previous owner's name — transfer not done after last sale
- Mismatch between khata area and sale deed area — potential plan violation
Verify RERA registration with RERA Verification Tool. For guidance on khata verification, book a consultation.
Frequently Asked Questions
Can I buy a B Khata property in Bangalore?
You can, but it comes with significant restrictions — no bank loan, no building permit, and potential regularisation issues. Only consider if the price reflects these limitations (30-40% below A Khata equivalent).
How do I check khata status online?
Visit the BBMP website (bbmp.gov.in) and search under Property Tax section using your property ID or SAS number. Online records are partially available.
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